Your privacy is very important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
We currently offer users the option of participating in online marketing campaigns to request quotes on products including but not limited to contractors/builders, realtors, mortgage, refinance products, home security offers, solar offers as well as advertisements by third parties on our Site, our social media pages, email marketing campaigns (referred to herein as “Services”). By using the Site and the Services, you consent to the following terms. YOUR VISITATION, USE, AND REGISTRATION ON THIS SITE MEANS THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. WE RESERVE THE RIGHT TO MAKE CHANGES TO THE POLICY AT ANY TIME. YOUR CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES. IT IS YOUR SOLE RESPONSIBILITY TO CHECK BACK REGULARLY FOR UPDATES TO THIS POLICY.
The Information We Collect and Use
We collect and receive information about users in a few different ways:
A. Non-Personally Identifiable Information.
When you use any of the Services, we may collect certain data that does not tell us specifically who you are. This is “Non-Personally Identifiable Information.” Non-Personally Identifiable Information includes things such as but not limited to your browser type and device information, App usage data, information that has been aggregated in a manner that it no longer reveals your specific identity, demographic information, IP addresses, and other information you provide that does not reveal your specific identity, and the last domain you visited before coming to our Service or the domain you go to when you leave. It also includes various statistical data such as which pages you visit by using our Services, how long you stay on them, and what you click. We have set Google Analytics with anonymised IP function to keep your anonymity to the highest degree.
What is a cookie and how we use it?
We may collect the physical location of your device by, for example, using satellite, cell phone tower or Wi-Fi signals. We may use your device’s physical location to provide you with personalized location-based services and content. We may also share your device’s physical location, combined with information about what advertisements you viewed and other information we collect, with our marketing partners to enable them to provide you with more personalized content and to study the effectiveness of advertising campaigns. In some instances, you may be permitted to allow or deny such uses and/or sharing of your device’s location, but if you do, we and/or our marketing partners may not be able to provide you with the applicable personalized services and content.
NOTE: Where you use our services, cookies and similar technologies are used for analytics. Such analytics do not personally identify you. It is not presently possible to opt-out of these cookies and similar technologies. If you do not want to be included in our analysis, please do not use our apps.
B. Personally Identifiable Information.
We and our services providers also may collect information that can be used to identify you ( “Personally Identifiable Information” ). We only collect Personally Identifiable Information when you specifically provide it to us. For example, we collect personal information when you register with us or fill in the quote forms found on our website and when you use our Services. We may combine this information about you with information we obtain from our business partners or other companies. During registration for some of our services, we may require users to give us basic contact information (such as your first and last name, e-mail addresses, and mobile phone number) but not limited to that. The information requested on the registration form may change from time to time. In addition, we may collect Personally Identifiable Information through our social media pages, including your social media profile picture and account ID; and from other sources, such as public databases, joint marketing partners, social media platforms (including from people with whom you are friends or otherwise connected) and from other third parties. If you elect to connect your social media account to your Services account, certain Personally Identifiable Information from your social media account will be shared with us, which may include Personally Identifiable Information that is part of your profile or your friends’ profiles.
We may need to collect and process Personally Identifiable Information in order to fulfill your requests, respond to your inquiries and provide other services, to alert you to information, offers, or publications in which we think you may be interested, or because we are legally required to do so. If you do not provide the Personally Identifiable Information that we request, we may not be able to provide you with the requested services. The emails that we send contain links that enable you to “unsubscribe” from such mailings.
We do not sell Personally Identifiable Information or other information you make available via the Services, or share such information with third parties, except as described below.
From time to time, we and our service providers may use Personally Identifiable Information for our legitimate business interests, including the following:
- To respond to your inquiries and fulfil your requests, complete your transactions, and provide you with related customer service, connect you with you local contractors or realtors.
- To send administrative information to you, such as changes to our terms, conditions and policies, as well as marketing communications that we believe may be of interest.
- To personalize your experience using the Services by presenting products and offers tailored to you, and to facilitate social sharing functionality.
- To allow you to participate in sweepstakes, contests and similar promotions and to administer these activities. Some of these activities have additional rules containing information about how we use and disclose your Personally Identifiable Information.
- For our business purposes, such as data analysis, audits, fraud monitoring and prevention, developing new products, enhancing, improving or modifying the Services, identifying usage trends, determining the effectiveness of our promotional campaigns, and operating and expanding our business activities.
- To share for business to business operations in order to provide you with the Service.
Your Personally Identifiable Information and Non-Personally Identifiable Information may be disclosed as follows:
- By you, on message boards, chat, profile pages and blogs and other services to which you are able to post information and content (including, without limitation, our social media pages).
- To unaffiliated companies or individuals for market research, product development or similar purposes. These companies or individuals may be provided with access to Personally Identifiable Information Non-Personally Identifiable Information, but we will require by contract that they agree to maintain the confidentiality, security and integrity of such information.
- To third-party sponsors of sweepstakes, contests and similar promotions.
- To third parties in connection with a corporate transaction where all or a portion of our business (e.g., a portion that includes our customer lists) is sold or transferred. We also may disclose your Personally Identifiable Information if disclosure is required by law, which may include laws outside your country of residence, or as part of a lawsuit or government investigation or proceeding, or in order to permit us to exercise or preserve our legal rights or take action regarding potentially illegal activities or to protect the safety of any person.
In addition to the uses otherwise set forth herein, we may use and disclose your Non-Personally Identifiable Information for any purpose, except where we are required to do otherwise under applicable law.
LEGAL BASIS FOR PROCESSING INFORMATION:
The legal basis for these processing activities include consent, contractual necessity, and our legitimate interests or those of others, as further described below:
Contractual Necessity : We process the following categories of Personal Data because we need to process the data to perform under our User Agreement with you, which enables us to provide you with the Service. When we process data due to contractual necessity, failure to provide such Personal Data will result in your inability to use some or all portions of the Service that require such data as contact information, user account information, financial account information, transaction information and user content.
Legitimate Interest : We process data such as contact, financial, user account and transaction information, user content, partner information, when we believe that it furthers our or third parties legitimate interests. It could be for operations, improvement of user experience, improvement of our services or compliance with legal obligations.
Consent : As identified above, in some cases we may process personal data based on the consent you expressly grant to us at the time of sharing this information. When we process personal data based on your consent, it will be expressly indicated to you at the point and time of collection.
Other possible processing grounds : From time to time, we may also need to process personal data to comply with a legal obligation, or if it is necessary to protect the vital interests of you or other data subjects, or if it is necessary for a task carried out in public interest.
What do we do with the information we collect? Without limiting the foregoing, by providing your personal information on the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing, including by means of a pre-recorded message and automated voice dialing, in accordance with the Rule and the applicable state do-not-call regulations. Your acceptance of the terms and conditions of the Site constitutes your express written consent to receive telemarketing calls from third-party marketers, including by means of a pre-recorded message and automated voice dialing. Your consent will be effective regardless of whether the number you have provided: (a) is a home, business, or cell phone line; or (b) is or will be registered on any state or federal Do-Not-Call (DNC) list, and such consent shall remain in effect until you revoke your consent by contacting us, as described in “OPT OUT”.
In addition, we are not responsible for the information collection, use, disclosure or security policies or practices of other organizations, such as Google, Facebook or any other app developer, social media platform provider, operating system provider, wireless services provider, or device manufacturer, including with respect to any Personally Identifiable Information you disclose to other organizations through or in connection with the Services.
Following is the current list of third party tracking services that we use currently along with their respective privacy policies and opt out mechanisms, if you wish to do so. Please note we reserve the right to change this list at any time.
- Remarketing with Google Analytics [Plugin to Opt Out]
- Google Display Network Impression Reporting [Plugin to Opt Out]
- Google Analytics Demographics and Interest Reporting [Plugin to Opt Out]
- Google – https://policies.google.com/technologies/ads
- Facebook – https://developers.facebook.com/docs/audience-network/policy
- Taboola, Inc.- https://www.taboola.com/privacy-policy
- Monumetrics – https://www.monumetric.com/privacy-policy/
Most browsers provide you with the ability to block, delete, or disable cookies, and your mobile device may allow you to disable transmission of device identifiers. If you choose to reject cookies or block device identifiers, some features of the Services may not be available or some functionality may be limited or unavailable. Please review the help pages of your browser or mobile device for assistance with changing your settings. We do not currently respond to browser do-not-track signals.
We seek to use reasonable organizational, technical and administrative measures to protect Personally Identifiable Information within our organization. No data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us at [email protected].
Our website, apps, other products or services are not directed at children under the age of 13 and we endeavour not to knowingly collect any Personally Identifiable Information from children under the age of 13.
If you are under the age of 13, we request that you do not provide us with your information and do not use our websites and apps.
If you are aged 13, 14 or 15, we request that you seek your parent or guardian’s permission before providing us with your information or using our websites or apps.
If you are a parent or guardian of a child under 13, please contact us at [email protected], if you are aware that your child has used our websites or apps or otherwise provided their information to us without your consent. We will delete or otherwise cease processing your child’s personal information within a reasonable time.
Your Data Subject Rights
Please note that we may need to retain certain information for record keeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion (e.g., when you make a purchase or enter a promotion, you may not be able to change or delete the Personally Identifiable Information provided until after the completion of such purchase or promotion). There may also be residual information that will remain within our databases and other records, which will not be removed.
Depending on where you live, you may have a right to lodge a complaint with a supervisory authority or other regulatory agency if you believe that we violated any of the rights concerning your Personally Identifiable Information. We encourage you to first reach out to us at [email protected] so we have an opportunity to address your concerns directly before you do so.
Personally Identifiable Information Transferred from Outside the U.S.
How the data might be transferred? The data we process about individuals in the EU/EEA may be transferred from the EU/EEA through various compliance mechanisms, including data processing agreements we have with our partners. By using our services you consent to us transferring your information to our partners outside of EU/EEA. Any organisation who has access to your information in the course of providing services on our behalf will be governed by contractual restrictions to make sure they protect your information and comply with applicable data protection legislation. OPT OUT By submitting your information to us, you are consenting to receive marketing communications from Provider and its third party marketing partners. If, after you have shared your information with us, you decide that you do not want to receive marketing communications from Provider, you can discontinue the communications by sending an email to [email protected]with the phrase “opt out” (or similar language) in the subject heading. You can also opt-out here. If you have registered or submitted information under more than one email account, you must submit separate opt-out requests for each account. Disclaimer Notice The Site makes no claims, promises or guarantees about the accuracy, currency, completeness, or adequacy of the contents of this Web site and expressly disclaims liability for errors and omissions in its contents. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given with respect to this Web site, the Services or its links to other Internet resources.
Images Used on The Website
The owner of Fisherverse.com has no original rights to images used on the website. All images used on the website attributes to the source of each image or images as bulk, where attribution is obligatory. It is your own risk to copy, redistribute & use these images and fisherverse.com does not take any responsibility in case of any law-related issues nor any other issues regarding the images. We advice you though, to contact the image owners before using the images in any way.
Links to third party Websites We have included links on this site for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from our own.
Changes to this Privacy Statement
Last Updated July, 2019